Every single time you use credit, the details are added to your credit report and used to influence your credit score.
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Overcoming Homebuying Hurdles
Having trouble buying a home? Maybe your credit score's not perfect, or you've got some debt, or your income's not as high as you'd like. These modules will give you practical tips to start making real progress toward owning your own place
Most people have to borrow money at some point, and many struggle to pay it back. But debt is a burden that doesn't have to break the bank.
Stuck making payments on a loan with unfavorable terms? Refinancing may help.
Set a goal for reducing your budget each month, then evaluate your expenses and create new goals.
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
Explore your options for earning extra income and see how much you could bring in every month.